...  to payment of debts. . With easy availability of credit amount through various loans and credit cards provided by banks, the common man have now found it quite convenient to fulfill their wishes without actually having to take out hard cash. However, they tend to go overboard by purchasing things that could have been avoided. This way, they are unable to pay their monthly bills, end up with high interests and late payment charges, and accumulate huge amounts to the lenders. This is where the Christian credit counseling and christian debt consolidation help these debt ridden individuals to solve their debt ridden situation and come out it. Work of these institutions The Christian credit counseling and Christian debt consolidation follow the Christian service principles. They help the families ridden in debt to manage the situation in a better way. They also help the families in obtaining reduce rates of interest through negotiation with their lenders. The Christian debt consolidation work is to understand the different debts owed by an individual and try to consolidate them into one, so that the debtor could come up with payments towards his lender with a ...